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Prastiyo, Wawan Edi, and I Dewa Made Suartha. “Debt Collection Violations in Financial Technology in a Cyber-Ethic and Legal Perspective”. Jurnal Komunikasi Ikatan Sarjana Komunikasi Indonesia 6, no. 1 (June 15, 2021): 13–21. Accessed November 8, 2024. https://jurnal-iski.or.id/index.php/jkiski/article/view/510.